Bajaj has partnered with RBL Bank to bring out 4-in-1 SuperCards that have the power of four RBL cards in one. So, in a sense, yes – such cards are RBL, and Bajaj Finserv rolled into one. RBL Bank, on the other hand, also issues its credit cards without the Bajaj logo. Bajaj Finserv RBL credit cards can be used as cash cards, loan cards, EMI cards, or just as you would use any other credit card to make online and offline purchases. Read on to learn more about the features of these SuperCards.
How You Can Use A Supercard:
The RBL Bajaj Finserv credit card is a 4-in-1 card that Bajaj has brought out in partnership with RBL bank. This Bajaj Finserv RBL Credit Card allows many conveniences under one umbrella, making it what they call a ‘SuperCard’.
Credit Cards Feature
You can use your Bajaj Finserv RBL SuperCard to make purchases online and offline of the goods and services of your choice. In this sense, it works just like any other credit card. Look out for reward points that you can make use of at several partner outlets such as dining, movies, fuel pumps, and partner stores. Earlier, people used different credit cards for benefits at different outlets. With the wide range of partner stores attached to both RBL and Bajaj, today, you need only carry this one credit card for all your needs. Now you know why they call it ‘SuperCard’! Use the Bajaj Finserv app for online shopping, statements, and payments made at the touch of a finger. The app would also disclose credit utilized and credit available. Try and make all due payments on or before the due dates, and you will avoid paying interest or penalties.
Cash Withdrawal From Credit Cards
The Bajaj Finserv RBL 4-in-1 SuperCard can also be used as a cash card and a debit card at any ATM. The cash withdrawal limit is a part of your total credit limit, assigned based on your income and CIBIL credit score. Suppose you have any urgent need for cash but not an amount that would warrant a loan, use the credit card to withdraw emergency funds. You will not be charged any interest if you can pay back the amount within 50 days of withdrawal. Keep track of dues dates on your credit cards statement or the Bajaj Finserv app.
The cash withdrawal feature eliminates the need to ever borrow small amounts from friends or family during those month-end crisis days when you all need to get by a few days before you get your salary. This saves unwarranted embarrassment and eliminates the need to ask anyone for petty money.
Loan Feature
Need more cash than the cash withdrawal limit on your Bajaj Finserv RBL credit card? You needn’t go through the entire process of applying for a loan; convert an amount UP TO the TOTAL CREDIT LIMIT on your card, and convert it into easy-to-pay EMIs, with no further paperwork. As you have already provided all necessary documents when applying for the credit cards, this becomes an instant pre-approved loan.
When you log on to the Bajaj Finserv app, look for pre-approved loan offers to make this even more straightforward. Your loan will be disbursed in hours, if not minutes. Just as with any other credit cards purchase, use the app or the monthly statements to keep track of due dates to avoid paying penalties on your credit card loan.
As An EMI Card
You can easily convert any of your purchases above Rs. 2,500 into affordable, easy EMIs. In addition to the EMI purchase option at partner stores, you can also use a credit card at non-partnered stores. Make an outright purchase of the product or service using your credit card, and convert it to EMI payments on the Bajaj app. This feature makes it possible to convert any purchase into an EMI, and we suggest you do so with costly investments that you cannot pay for in a one-month billing cycle.
Conclusion
In collaboration with RBL bank, Bajaj has developed a 4-in-1 credit card called the Bajaj Finserv RBL Bank credit card. It enables numerous advantages under one roof, defining it as a “SuperCard.” Use it to make purchases with reward points and cashback offers on partner stores and brands, withdraw cash when needed, convert purchases to EMI, or use it as just another credit cards. This is launched as an all-in-one credit cards with maximum benefits and rewards under one roof.
The RBL Bajaj Finserv Credit Card is one of the best and most convenient cards. In this card, you are given many facilities, in which the facility of reward points is very attractive and beneficial. In which you can redeem your earned reward points in any bill or shopping. And it is also very easy to earn these reward points whenever you shop anywhere or even Rs.100 if you pay with your RBL Bajaj Finserv Credit Card then you get reward point benefit on that.
